The ACE Group of Companies is one of the world’s largest providers of commercial property and casualty insurance and reinsurance. With more than $78 billion in assets and more than $19 billion of gross written premiums in 2009, ACE is distinguished by its underwriting expertise, superior claims handling and global franchise – a physical presence in more than 50 countries with business conducted in over 140 countries.

The insurance companies of the ACE Group serve a diverse range of clients: multinational corporations and local businesses with property and casualty exposures; companies and affinity groups looking to provide or offer accident and health insurance programs and life insurance to their employees or members; insurers seeking reinsurance coverage; and individuals purchasing life, personal accident, supplemental health and high-valued homeowners, automobile and umbrella insurance.   ACE Limited the Swiss-incorporated parent company of the ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 stock index. The ACE Group maintains executive offices in Zurich, Bermuda and New York, among other locations, and employs more than 15,000 people worldwide. 2009 Financial Highlights (in millions of U.S. dollars except ratios) Operating income   $ 2,759 Net income   $ 2,549 Shareholders’ equity   $19,667 Return on equity   16.2% Combined ratio   88.3%